As you may know, Social Security Disability (SSD) can provide crucial financial support if you cannot work due to a serious medical condition or disability. It can help you cover essential living expenses.
However, the SSD system can be daunting, especially with numerous misconceptions clouding the process. Below, we look at some popular myths and the truth to help you better understand your rights and benefits.
Myth: You must be 100% disabled
Many people believe that only those who are completely unable to work can qualify for SSD. However, the Social Security Administration (SSA) considers whether your condition prevents you from performing substantial gainful activity – not whether you are totally disabled.
Myth: Working makes you ineligible
Another misconception that keeps many from pursuing benefits is that any work disqualifies you from SSD benefits. In reality, the SSA allows for a trial work period where you can test your ability to work without losing your benefits.
Myth: Only those near retirement age qualify
Like many people, you may believe you are too young to obtain SSD benefits because they are only available to older people. In truth, the SSD program exists to help anyone who meets the medical and work history requirements, regardless of age.
You may assume such a storied system is straightforward and quick. Unfortunately, this is not typically the case. The SSD process can be lengthy and complex, often taking several months to over a year to receive a decision. Understanding these myths can help you navigate the SSD process more effectively. Consider getting personalized legal guidance and support when seeking SSD benefits in Missouri.