Many people only have cursory knowledge about Social Security Disability Insurance (SSDI) benefits. The information that they have could be outdated or completely inaccurate, as myths about SSDI are widespread.
What people think they know might deter them from applying for SSDI benefits. For example, many people have heard the claim that every SSDI applicant gets rejected initially. The idea of fighting an uphill battle seeking benefits can prevent people from applying, even though they cannot work because of their medical challenges.
Is it true that the Social Security Administration (SSA) rejects everyone regardless of their medical condition or prognosis when they apply for SSDI benefits?
Rejection rates are high but not 100%
As a federal agency with access to tax revenue, the SSA must provide information about how it handles claims and distributes benefits. Every decade, the SSA publishes a report providing an analysis of the outcome of benefits applications.
When looking at data collected between 2010 and 2019, the initial approval rate for SSDI benefits averages 21%. That means that only one in five applicants generally gets an approval letter when they first submit paperwork.
However, the final approval rate after appeals increases to 31%. Approximately 10% of applicants on average get benefits through the appeals process every year. Instead of letting the risk of rejection interfere with the application process, people may benefit from acquiring support.
People with disabling medical conditions and their family members may benefit from learning the truth behind common SSDI myths, including the myth that no one gets approved when they first apply. It is additionally worth noting that hiring an attorney can make it easier to apply for SSDI benefits and navigate the appeals process if it is necessary.