Filing a workers’ compensation claim can be one of the most important steps you take after a workplace injury. It’s your right as an employee to seek medical treatment and financial support if you’ve been hurt on the job—but small errors can quickly lead to delays, denials or reduced benefits.
Understanding what to do—and what to avoid—can make a difference in protecting your health, your income and your long-term recovery. Here are several missteps that injured workers often make and how you can steer clear of them.
Failing to report your injury right away
One of the most common mistakes is waiting too long to tell your employer about the injury. Many states have short deadlines for reporting workplace injuries, sometimes as little as 30 days. Even if the pain seems minor at first, delaying can make it harder to prove the injury was work-related—and you may lose your right to benefits altogether.
Not getting medical attention promptly
Seeing a doctor quickly isn’t just good for your health—it’s critical for your claim. If you wait to get treated, insurers may argue that your injury wasn’t serious or didn’t happen on the job. Follow through with every appointment, and be sure to mention that the injury occurred at work so it’s documented clearly.
Missing documentation or details
Keep a record of everything: injury details, who witnessed it, medical visits and communications with your employer. Incomplete or missing paperwork is a common reason claims get delayed or denied. Having thorough records helps you support your version of events if there’s ever a dispute.
Not understanding your rights
You have the right to file a claim without retaliation, to receive care and in many cases, to return to light-duty work. You also have the right to appeal if your claim is denied. Ignoring these rights—or assuming you don’t have options—can leave you without support during a tough time.
If your employer disputes the claim or you’re told you’re not eligible, don’t give up. You may be able to appeal, request a hearing or even bring in outside legal guidance to help you protect your rights and benefits.